Savings Interest Rates Prediction 2024. Here's everything you need to know about which factors influence. As of july 15, 2024, the national average rate for savings accounts was 0.45%, according to the fdic.
Fdic data shows the national average savings rate has remained in the 0.45% to 0.47% range all year. The rba will look at a range of data when determining whether to raise, lower or hold the cash rate steady.